Preview Questions Insurance Advisor | Role Specific Skill

Question 1: When introducing an insurance policy to a client, what is the most effective way to highlight the policy's benefits?

Which action should you take?

Choose only one option

Point out the policy's superior technical features

Emphasize the benefits to their family

Break down how the policy directly addresses the client's specific needs

Focus on how much the client will save

Question 2: How can an Insurance Advisor effectively identify a client's pain points during an initial consultation?

Which action should you take?

Choose only one option

By conducting a detailed needs analysis

By making assumptions based on market trends

By offering the same product to all clients

By focusing solely on selling high-value policies

Question 3: What is the primary objective of conducting a customer needs analysis for life insurance?

Which action should you take?

Choose only one option

To evaluate the existing policies and recommend top-ups

To determine the premium the client is willing to pay

To evaluate the investment risk appetite of the client

To assess the financial gaps and ensure adequate coverage

Question 4: When recommending life insurance to a young couple with children, which type of policy would be most appropriate to ensure financial security while keeping premiums affordable?

Which action should you take?

Choose only one option

Universal life insurance

Variable life insurance

Whole life insurance

Term life insurance

Question 5: What is the first step in assessing a client's risk tolerance when recommending insurance products?

Which action should you take?

Choose only one option

Focus on the client's occupation and personal liabilities

Analyze the client's current insurance coverage

Conduct a detailed interview to understand financial goals and concerns

Ask the client to rate their comfort level with market risk

Question 6: What is the best way to approach a client who is skeptical about the need for life insurance?

Which action should you take?

Choose only one option

Offer only term life insurance as an option

Push for an immediate decision

Highlight the emotional and financial security benefits for their family

Focus on the technical details of the policy